have looked at the world of investing and seen it as a world full of traps and
only being for the elite
who have deep knowledge of finance. Some may not like it due to all the fees that
brokers and financial planners collect, or because the stock market can cause
sudden reactions from investors. But investing is actually a vital component to
building savings for future endeavors. That’s why Igor Cornelsen is actively
working today to help investors understand the benefits of investing.
is quite clear that while investing
in stocks, bonds or mutual funds certainly takes risk on your part, it is not
gambling. Good stock buyers go into it very certain of what their buying and
are able to avoid impulsive decisions. Finding good stocks isn’t about just
knowing which stocks are currently hot. Cornelsen says you need to find low
priced stock that comes from a new and innovative company, but you should look
closely at their corporate structure and make sure you’re buying into a stable
company. You also need to avoid the
temptation to buy
the shares in just one company stock and spread your portfolio around to
allocate your assets and readjust it as needed.
became the financial expert he is today through years
of experience in Brazil’s banks. He managed the portfolios of both domestic and
international clients, and he became a major consultant for Brazil’s Finance
and Economics government department. Today he’s retired and usually takes up
blogging and tweeting about investments as purely a hobby. But he does
encourage American investors to learn about what Brazil has to offer and
consider investing in that country. It does take some familiarity with their securities trading laws, and you do need to pay attention to politics,
but Cornelsen says it’s certainly worth it.
As the new CEO
of Papa John’s, Steve Ritchie is determined to stake out the differences between
the pizza he is selling versus “all the others.” In a recent interview, Ritchie said a lot of
people don’t know that Papa John’s is the only major pizza delivery service
that never makes its pizza crust from frozen dough. It’s “fresh-raised” and
baked right before delivery.
also wants millions of people to know that Papa John’s sauce is never made from
tomato paste or tomato concentrate. Rather, this company sources vine-ripened tomatoes from California central valley farms that are fresh canned.
That, along with six simple ingredients, makes for a vastly superior pizza
taste and experience, he said.
experience, Stevie Ritchie believes that building on customer experience with
his firm will be a key to its long-term success. He said that customers want delicious pizza,
but they also want their experience with the provider to be positive from the
first point of contact to the last morsel is eaten.
To that end,
Papa John’s is investing in technology like never before. It plans to have the
most efficient ordering and delivery system in the industry. That includes super convenient online ordering via smartphone or home computer. Steve Ritchie
said they have also bolstered their rewards program. He noted that Papa John’s
was the first pizza delivery company to implement a rewards program.
has been with Papa John’s for 22 years. His first job was as a pizza delivery
man for $6 an hour. In 10 years he worked his way up to owning his own franchise. He went on to be named the company’s Chief
Operations Officer. Now as CEO he brings the experience of a man who knows the
business from top to bottom.
John’s founder and CEO John Schnatter resigned in 2018, former COO Steve Richie
took over as CEO of the pizza franchise. Steve Richie is promising to take the franchise
in a new direction. This comes after Schantter’s resignation from board of
directors due to a series of insensitive comments made by the founder. Sales at
Papa John’s stores around the country have dropped in light of the comments.
New CEO Steve Richie plans to repair Papa John’s relationship with the
Richie authored an open letter to employees and
that he wanted to ensure that diversity and equality were among the core values
of the company. He ensures the public that the leaders of Papa John’s are
taking the proper steps that make sure these values are put into practice. The
first way to ensure this is to perform an internal audit of the diversity
practices of the company. The next step is to make sure the leadership of Papa John’s undergoes unconscious bias training and
implements this training in every store across the country. Following this, he
will also ensure that more diversity is added to the leadership of Papa John’s.
He is also forming a new Papa John’s minority-owned franchise expansion and
The Franchise expansion and development program will help minority and women entrepreneurs open
and manage their own Papa John’s franchises. This can increase diversity in the
entrepreneurship community and help grow local economies. Steve Riche’s final
part of his plan to repair the damaged relationship with the public is to form
a new foundation that supports organizations that are helping to promote
diversity and inclusion.
Steve Richie has worked for Papa John’s for 22 years, beginning his career in 1996 as a customer service representative. In 2006 he purchased his own Papa John’s store and became a franchise owner. Before becoming the COO of Papa Johns and eventual CEO, Richie worked as a general manager, area supervisor, vice president, and director of operations for the company.